What Is An Annuity?

Immediate or deferred annuity: there's no right answer.

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We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives.

Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.

The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.

Auctum Wealth Management ("Auctum") is an advisory service of Integrated Advisors Network, LLC ("Integrated"). Advisory services are offered through Integrated, a registered investment advisor. Registration does not imply a certain level of skill or training.

More information about Integrated and Auctum, include fees and objectives can be found in our Form ADV Part 2A and our Form CRS.

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